Dive summary:

• The head of the National Association of Realtors, Maurice “Moe” Veissi, says he is worried that coming regulations for lenders along with imminent new bank capital rules may combine to trash the mortgage market for many would-be home buyers.
• The Mortgage Bankers Association's president, David Stevens, says that multiple agencies involved are not looking at the net effect the coming changes will have on whether banks want to lend.
• The housing market has been improving of late, but those improvements almost always come with caveats from construction industry leaders that already tight lending may choke off the progress.

From the article:

Mortgage bankers and Realtors are warning that it could become even harder for borrowers to qualify for a home loan early next year as the industry faces a barrage of new rules. ...